ABSTRACT
This study focused on the assessment of mobile money and its impact on business performance using SMEs in Rivers State as case study. The study is was specifically focused on examining if mobile money increases productivity examining if mobile money transfer facilitates increase in sales volume and examining the impact of Mobile Money on business market share. The study adopted the survey research design and randomly enrolled participants in the study. A total of 100 responses were validated from the enrolled participants where all respondent are SMEs operators in Lagos State. The study findings indicated that usage of mobile money transfer service contributes toward business growth and development among SMEs by speeding up the transaction costs. Findings from the study revealed that various uses of mobile money transfer service have a positive impact on SMEs growth. The study concludes that mobile money transfer service has a positive contribution towards the development of business in Lagos since majority of traders depend on it as opposed to the financial institutions such as commercial banks. It is evident to acknowledge that majority of respondents have deep knowledge and understand on the usage and basic functions of mobile money transfer services. The study recommends that the mobile money service provider should improve this service adequately and ensure the system has produced a receipt which will help for audit trials and verification purpose. It has been noted that a physical verification of any transaction is quite important in case of audit purpose and reconciliation of an account. Having the system that produces receipt, this will help SMEs to tract payment and receipt easier.
Loan service for small organizations individuals was initiated after a number of considerations on the banking system. Major Banks are mainly...
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This research is on the assessment of organizational Leadership Strategies on Organizational Performance. The r...
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The increasing use of Internet has experienced an explosion over the years and is responsible for enormous chan...
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This study assess the Impact of ASUU Strikes on the State of Learning Facilities in Benue State University from 1999-2015 with t...
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This study investigated Access and Utilization of Special Information Resources in Kashim Ibrahim Library by Postgraduate Studen...
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This research was aimed at investigating the incidence of drugs abuse among s...
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Before information can be disseminated to the public, it undergoes strict examination by certain people. These people are known...
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The topic liquidity management in manufacturing industries is the inflow and outflow of liquid...
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This study is intended to assess the effect of corporate sustainability factors on organizational performance....
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This study examines the impact of capital structure on the performance of the banking industry in Nigeria. The...